COMMUNITY GUIDELINES AND TERMS OF SERVICE
Last updated: March 4, 2025
AGREEMENT TO TERMS
These Terms of Service form a legally binding agreement between you (“you” or “user”) and Creatorjoy Inc, doing business as Dr. Steve Keen (“we,” “us,” or “our”), regarding your access to and use of https://stevekeenfree.com and any related websites, media forms, channels, mobile websites, or mobile applications (collectively, the “Site”).
Business Location: Creatorjoy Inc. conducts all operations from 12703 Canso Place, Calgary, Alberta, Canada, T2W3A8.
By accessing this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you are prohibited from using the Site and must discontinue immediately.
We reserve the right to modify these Terms at any time by updating the “Last updated” date. Your continued use of the Site after such changes constitutes your acceptance of the revised Terms.
LOVE IT OR LEAVE IT 60-DAY MONEY BACK GUARANTEE
We offer a “Love It or Leave It” 60-Day Money Back Guarantee exclusively for customers who purchase the Obsidian or Diamond plans/signup choices:
If you are dissatisfied within 60 days of your initial Diamond-plan purchase, you must submit a written refund request detailing your dissatisfaction.
If approved, refunds are processed within 10 business days to the original payment method.
This policy does not extend to the Gold plan, Rebel Economist Challenge, Rebel Economist Mastermind, or Rebel Economist Legacy.
Requests outside the 60-day window or without the required documentation will not be honored. We reserve the right to deny any refund request that does not meet these conditions.
CHALLENGE DURATION
Access to content and LIVE sessions with Dr. Steve Keen/Prof Steve Keen spans 7 weeks based on his availability. Only weeks where he is available for live sessions count toward this period. After 7 eligible weeks, your access terminates.
BILLING AND PRICING RIGHTS
We may modify pricing for membership or access to the community at any time. Any changes become effective immediately upon posting or communication to you.
1-CLICK CANCEL BUTTON GUARANTEE
You may cancel your membership during or after the first 7 weeks. Cancellation results in immediate loss of access. This policy applies to all Rebel Economist Memberships, including Rebel Economist Challenge, Mastermind, and Legacy (a.k.a. Rebel Economist Diamond).
‘REBEL ECONOMIST CERTIFICATION’ CASH OR CREDIT GUARANTEE
At the end of the 7-week Challenge, you may take the Rebel Economist Certification Exam. If you score 90% or higher, you receive a full credit of your initial investment toward a Rebel Membership OR choose to ask for a refund and get kicked from the group/Rebel Economist Membership. Outside the 60-day window or failing to meet the 90% threshold, no refunds apply unless otherwise stated by us.
PRODUCT/SERVICE DESCRIPTIONS
Economic Education Programs
Examples: ‘Rebel Economist Challenge,’ ‘Rebel Economist Mastermind,’ and ‘Rebel Economist Legacy.’
Includes video lectures, live classes, emails, Skool posts, or other materials.
No financial advice is provided. These are educational programs based on Dr. Steve Keen’s economic models.
Pricing in USD: All prices are listed in U.S. Dollars (USD) for international customers.
Contact & Support
TELEMARKETING AND COMMUNICATIONS CONSENT
By providing your contact details and:
Clicking the submit button on any affiliate Site form,
Opting into any of our chat platforms (WhatsApp, Facebook Messenger, Instagram Direct Messages, TikTok Direct Messages, Telegram, Apple Business Messages, etc.),
Following or sending keywords, button presses, or links to/from LiveChat, Chatbot, or submitting an application via Typeform (we are not affiliated with LiveChat, Chatbot, Text Inc, Facebook, Meta, TikTok, Telegram, Apple, Typeform, or their parent companies),
You acknowledge and agree that:
You consent to receive personalized communications from us regardless of your contact origin, phone number country, Do Not Call List status, or other geo-specific regulations.
These communications may include emails, mail, phone calls, text/SMS messages, and platform-specific messages (e.g., WhatsApp, Messenger, Telegram), including automated technology.
Even if your phone number is on a Provincial, Federal, or National Do Not Call List, you expressly consent to such contact as described here.
We do not sell your personal information.
You may withdraw your consent at any time by following unsubscribe instructions or by contacting us as described in these Terms and our Privacy Policy.
Support Email: help@profstevekeen.me
Agency Email: help@creatorjoy.net
Phone (WhatsApp): +1 307 522 1636
Mailing Address:
Creatorjoy Inc.
12703 Canso Place
Calgary, Alberta, Canada, T2W3A8
We typically respond within 3–10 business days.
FULFILLMENT POLICIES
Refunds
Rebel Economist Challenge: Refund requests may be submitted within 60 days of purchase, covering live calls and pre-recorded materials.
Other Conditional Guarantees: Apply as explicitly stated (e.g., “Bet On Yourself” or "Rebel Economist Certification" promotions). Otherwise, refunds or credits outside these policies are at our sole discretion.
Self-Cancellation: It is your responsibility to cancel subscriptions or memberships if you do not wish to continue beyond the stated access period.
Privacy Policy: We adhere to certain data privacy measures. By using our services, you consent to data processing that may include Canada and other countries, subject to our Privacy Policy.
Promotions & Trials: Promotions or discounts may be offered periodically. Terms are disclosed at the time such offers are made.
PCI Compliance & Security: We use secure technologies (HTTPS) for data transfer and maintain Payment Card Industry (PCI) compliance to protect users’ payment data.
INTELLECTUAL PROPERTY RIGHTS
All content on the Site (text, graphics, logos, etc.) is owned by or licensed to us and protected by Canadian and international intellectual property laws. No part of the Site’s content may be used commercially without our written permission.
USER REPRESENTATIONS
By using the Site, you warrant:
You submit accurate and up-to-date information.
You have the legal capacity to accept these Terms.
You will comply with all applicable Canadian laws (and laws of your jurisdiction if outside Canada).
You will not use the Site for illegal or unauthorized activities.
USER REGISTRATION & ACCOUNTS
You may need to register an account. You are responsible for maintaining confidentiality of login credentials. We reserve the right to remove or reclaim usernames at our discretion.
PROHIBITED ACTIVITIES
You agree not to:
Violate any laws or regulations (including CASL) while using the Site.
Upload or transmit harmful code or viruses.
Use automated systems (e.g., bots, scrapers) without our permission.
Interfere with security measures.
Reverse-engineer or decompile Site software.
USER GENERATED CONTRIBUTIONS
Any content you post to the Site (“Contributions”) is publicly viewable (unless stated otherwise). By posting:
You represent you own or control the rights to your content.
You grant us a perpetual, non-exclusive license to use, reproduce, distribute, and display your Contributions.
You agree to indemnify us for any legal disputes arising from your Contributions.
GUIDELINES FOR REVIEWS
Reviews must be honest, lawful, and free from harassing or discriminatory language. We reserve the right to moderate or remove reviews that violate these guidelines.
SOCIAL MEDIA & THIRD-PARTY ACCOUNTS
Linking to third-party services is subject to their terms. We are not liable for any content or interaction on external platforms.
THIRD-PARTY LINKS AND CONTENT
The Site may link to third-party websites. We do not endorse nor assume responsibility for third-party content. Interactions with those sites are solely between you and the third party.
ADVERTISERS
Any advertisements on the Site are the advertisers’ responsibility. We are not liable for any claims arising from these ads.
SITE MANAGEMENT
We reserve the right to:
Monitor the Site for violations.
Take legal action against violators.
Remove or restrict content that burdens our systems.
Otherwise manage the Site to ensure stability and functionality.
PRIVACY POLICY
We care about data privacy and security. You agree to our data practices as described in our Privacy Policy and as required under PIPEDA if you reside in Canada. We do not guarantee compliance with all international regulations and advise international users to review local laws.
INTERNATIONAL DISCLAIMERS
This Site is available worldwide. We make no representation that the Site is appropriate or legal in other locations. If you access from outside Canada, you do so at your own risk and assume responsibility for compliance with local laws (including spam and data privacy laws).
TERM AND TERMINATION
These Terms remain effective until terminated by us. We may suspend or terminate your account if you breach these Terms or for other reasons at our discretion. Upon termination, your right to use the Site ceases immediately.
MODIFICATIONS AND INTERRUPTIONS
We may modify, suspend, or discontinue the Site at any time without notice. We are not liable if the Site is unavailable for any reason.
GOVERNING LAW
These Terms and your use of the Site are governed by the laws of the Province of Alberta and the applicable federal laws of Canada, without regard to conflict of law principles.
DISPUTE RESOLUTION
Informal Negotiations: Please attempt to resolve disputes by contacting us first, for at least 60 days, before pursuing other methods.
Mandatory Arbitration (Placeholder):If permitted and enforceable under Canadian law, unresolved disputes shall be finally settled by binding arbitration in Alberta, Canada, under rules determined at the time.
If mandatory arbitration is deemed unenforceable or undesirable under Alberta consumer protection law, the dispute shall proceed in the courts of Alberta, Canada.
Court Proceedings: You consent to the exclusive jurisdiction of the courts located in Alberta, Canada.
CORRECTIONS
We reserve the right to correct errors or inaccuracies at any time, including in pricing, descriptions, or availability.
DISCLAIMER
The Site is provided on an “AS IS” and “AS AVAILABLE” basis. We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose. We do not guarantee uninterrupted or error-free operation.
LIMITATION OF LIABILITY
To the fullest extent allowed under Alberta and Canadian law, we and our officers, directors, employees, or agents are not liable for indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profits, even if advised of their possibility.
INDEMNIFICATION
You agree to indemnify, defend, and hold us harmless from any claims, damages, or losses, including legal fees, arising from:
Your use of the Site.
Your breach of these Terms or applicable laws.
Your infringement of any third-party rights, including intellectual property.
USER DATA
We may store certain data you transmit for the purpose of operating the Site. You acknowledge you are solely responsible for backing up data, and we are not liable for any data loss.
ELECTRONIC SIGNATURES
You agree that by clicking the “I agree” checkbox or otherwise indicating consent electronically, you are providing an electronic signature equivalent to a handwritten signature under the Alberta Electronic Transactions Act.
DR. STEVE KEEN’S RESULTS AND EARNINGS DISCLAIMER
No Guaranteed Outcomes: Dr. Steve Keen’s results, background, and research are not indicative or guarantees of your success.
No Financial Advice: We do not provide investment, tax, legal, or other professional advice.
Variable Results: Individual outcomes depend on factors such as background, education, effort, and broader market conditions. We do not track typical student results.
Intellectual Property: Program content belongs to Dr. Steve Keen; unauthorized use, reproduction, or distribution is prohibited without express written consent.
SKOOL PRIVACY POLICY
Last Updated: September 29, 2021
This Privacy Policy (“Privacy Policy") explains our privacy practices for the activities described herein. Please read this Privacy Policy carefully to learn how we collect, use, share, and otherwise process information relating to individuals (“Personal Data”), and to learn about your rights and choices regarding your Personal Data.
A reference to “Skool,” “we,” “us” or the “Company” is a reference to SKOOL.COM, INC. and its relevant affiliates involved in the collection, use, sharing, or other processing of Personal Data.
Responsible Entity
Skool is the controller of your Personal Data as described in this Privacy Policy, unless specified otherwise.
This Privacy Policy does not apply to the extent we process Personal Data in the role of a processor or service provider on behalf of our customers, including where we offer to our customers various software products, platforms, and services through which our customers (or their affiliates) collect, use, share or process Personal Data.
For detailed privacy information related to a Skool customer or a customer affiliate who uses the Skool software products, platforms, and services as the controller, please contact our customer directly. We are not responsible for the privacy or data security practices of our customers, which may differ from those explained in this Privacy Policy.
For more information, please also see Section 10.5 below.
Processing Activities Covered
This Privacy Policy applies to the processing of Personal Data collected by us when you:
Visit our websites that display or link to this Privacy Policy;
Visit our branded social media pages;
Receive communications from us, including emails, phone calls, texts or fax;
Use our software products, platforms, and services as an authorized user where we act as a controller of your Personal Data; or
Apply for employment opportunities with us.
Our websites, platforms, and services may contain links to and from the websites of third parties. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any data to these websites.
What Personal Data Do We Collect?
The Personal Data we collect from you includes identifiers, geolocation data, professional or employment-related information, visual information, internet activity information, and inferences drawn from any of these categories. We collect such information in the following situations:
If you express an interest in obtaining additional information about our services; request customer support; sign up for our platform; or otherwise register to use our services, we may require that you provide to us your contact information, such as your name, school or company name, address, phone number, email address or username and password;
If you interact with our websites or emails, we automatically collect information about your device and your usage of our websites or emails (such as Internet Protocol (IP) addresses or other identifiers), which may qualify as Personal Data (please see the “What device and usage data do we process?” section, below) using cookies, web beacons, or similar technologies;
If you use and interact with our services, we automatically collect information about your device and your usage of our services through log files and other technologies, some of which may qualify as Personal Data (please see the “What device and usage data do we process?” section, below);
If you communicate with us via a phone call from us, we may record that call; and
If you voluntarily submit certain information to our services, such as submitting online forms or surveys, we collect the information you have provided as part of that request.
If you provide us or our service providers with any Personal Data relating to other individuals, you represent that you have the authority to do so, and, where required, have obtained the necessary consent, and acknowledge that it may be used in accordance with this Privacy Policy. If you believe that your Personal Data has been provided to us improperly, or want to exercise your rights relating to your Personal Data, please contact us by using the information in the “Contact us” section below.
What Device and Usage Data Do We Process?
We use common information-gathering tools, such as tools for collecting usage data, cookies, web beacons, pixels, and similar technologies to automatically collect information that may contain Personal Data as you navigate our websites, our services, or interact with emails we have sent to you.
Device and Usage Data
As is true of most websites, we gather certain information automatically when individual users visit our websites. This information may include identifiers, commercial information, and internet activity information such as IP address (or proxy server information), device and application information, identification numbers and features, location, browser type, plug-ins, integrations, Internet service provider, mobile carrier, the pages and files viewed, searches, referring website, app or ad, operating system, system configuration information, advertising and language preferences, date and time stamps associated with your usage, and frequency of visits to the websites.
This information is used to analyze overall trends, help us provide and improve our websites, offer a tailored experience for website users, and secure and maintain our websites. In addition, we gather certain information automatically as part of your use of our software products and services. This information may include identifiers, commercial information, and internet activity information such as IP address (or proxy server), mobile device number, device and application identification numbers, location, browser type, Internet service provider or mobile carrier, the pages and files viewed, website and webpage interactions including searches and other actions you take, operating system and system configuration information and date and time stamps associated with your usage. This information is used to maintain the security of the services, to provide necessary functionality, to improve performance of the services, to assess and improve customer and user experience of the services, to review compliance with applicable usage terms, to identify future opportunities for development of the services, to assess capacity requirements, to identify customer opportunities, and for the security of Skool generally (in addition to the security of our products and services). Some of the device and usage data collected by the services, whether alone or in conjunction with other data, could be personally identifying to you. Please note that this device and usage data is primarily used to identify the uniqueness of each user logging on (as opposed to specific individuals), apart from where it is strictly required to identify an individual for security purposes or as required as part of our provision of the services to our customers.
Cookies, Web Beacons and Other Tracking Technologies
To make our websites and services work properly, we sometimes place small data files called cookies on your device. A cookie is a small text file that a website saves on your computer or mobile device when you visit the site. It enables the website to remember your actions and preferences (such as login, shopping cart, or other preferences) over a period of time, so you do not have to keep re-entering them whenever you come back to the site or browse from one page to another. To learn more, please see our Cookie Policy.
You may wish to restrict the use of cookies. Please be aware that some ofthe features of our website may not function correctly if you disable cookies.
Most modern browsers allow you to change your cookie settings. You can usually find these settings in the options or preferences menu of your browser. To understand these settings, the following links for commonly used browsers may be helpful:
Cookie settings in Chrome
Cookie settings in Firefox
Cookie settings in Internet Explorer
Cookie settings in Safari web and iOS
Do-Not-Track Signals
Do Not Track (“DNT”) is a privacy preference that users can set in certain web browsers. DNT is a way for users to inform websites and services that they do not want certain information about their webpage visits collected over time and across websites or online services. We do not recognize or respond to browser-initiated DNT signals, as the Internet industry is currently still working toward defining exactly what DNT means, what it means to comply with DNT, and a common approach to responding to DNT.
Purposes for Which We Process Personal Data
We collect and process your Personal Data for the following purposes:
Providing our websites, platforms, and services (including necessary functionality for both): We process your Personal Data to perform our contract with you for the use of our websites, platforms, and services and to fulfill our obligations under the applicable terms of use and service;
Promoting the security of our websites and services: We process your Personal Data by tracking use of our websites and services, creating aggregated non-personal data, verifying accounts and activity, investigating suspicious activity, and enforcing our terms and policies to the extent it is necessary for promoting the safety and security of the services, systems and applications;
Managing user registrations: If you have registered for an account with us, we process your Personal Data by managing your user account for the purpose of performing our contract with you according to applicable terms of service;
Handling contact and user support requests: If you fill out a web form or request user support, or if you contact us by other means including via a phone call, we process your Personal Data to perform our contract with you and to the extent it is necessary for fulfilling your requests and communicating with you;
Developing and improving our websites and services: We may process your Personal Data to analyze trends and to track usage of and interactions with our websites and services to the extent it is necessary for developing and improving our websites and services;
Assessing and improving user experience: We process device and usage data as described in Section 4.1 above, which in some cases may be associated with your Personal Data, to analyze trends and assess and improve the overall user experience to the extent it is necessary for developing and improving the service offering;
Identifying customer opportunities: We process your Personal Data to assess new potential customer opportunities to ensure that we are meeting the demands of our customers and their users’ experiences;
Recording phone calls: We may record phone calls for training, quality assurance, and administration purposes. If required under applicable law, we will obtain your prior consent or give you the option to object to a call being recorded; and
Complying with legal obligations: We process your Personal Data when cooperating with public and government authorities, courts or regulators in accordance with our legal obligations under applicable laws, to protect against misuse or abuse of our websites, protect personal property or safety, pursue remedies available to us, and limit our damages, comply with judicial proceedings, court orders or legal processes, respond to lawful requests, or for auditing purposes.
If we need to collect and process Personal Data by law, or under a contract we have entered into with you, and you fail to provide the required Personal Data when requested, we may not be able to perform our contract with you.
Who Do We Share Personal Data With?
We may share your Personal Data as follows:
Service Providers: With our contracted service providers and any subcontractors as required to offer you our products and services. The service providers we use help us to run, operate and maintain our Services through third party platform and software tools; perform content moderation and crash analytics; run email or mobile messaging campaigns; and provide technical and customer support. Some external service providers may also collect information directly from you in accordance with their own privacy policy.
Professional Advisers: In individual instances, we may share your Personal Data with professional advisers acting as service providers, processors, or joint controllers – including lawyers, bankers, auditors, and insurers who provide consultancy, banking, legal, insurance and accounting services; and
Third Parties Involved in a Corporate Transaction: If we are involved in a merger, reorganization, dissolution or other fundamental corporate change, or sell a website or business unit, or if all or a portion of our business, assets or stock are acquired by a third party. In accordance with applicable laws, we will use reasonable efforts to notify you of any transfer of Personal Data to an unaffiliated third party.
We may also share anonymous or de-identified usage data with Skool’s service providers for the purpose of helping Skool in such analysis and improvements. Additionally, Skool may share such anonymous or de-identified usage data on an aggregate basis in the normal course of operating our business; for example, we may share information publicly to show trends about the general use of our services.
For more information on the recipients of your Personal Data, please contact us by using the information in the “Contact us” section, below.
International Transfer of Personal Data
Any data that you provide to us may be accessed, shared or processed by our offices, located in the United States, and service providers located in the United States, if such data transfer is necessary for the specific purpose for which you submitted your data (such as the provision of goods or services under a written contract).
This may entail a transfer of your personal information across international borders. The data protections standards may differ and be lower than the standards enforced in your jurisdiction. We maintain appropriate safeguards as required by applicable law for any personal information transferred internationally, including, where applicable, standard contractual clauses. For a copy of these clauses, please contact us as set forth in the “Contact Us” section below.
Children
Our websites are not directed at individuals under the age of 13. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us using the contact details provided in the “Contact Us” section below. If we become aware that a child under 13 has provided us with personal information, we will take steps to delete such information.
How Long Do We Keep Your Personal Data?
We may retain your Personal Data for a period of time consistent with the original purpose of collection (see the “Purposes for which we process Personal Data” section above) or as long as required to fulfill our legal obligations. We determine the appropriate retention period for Personal Data on the basis of the amount, nature, and sensitivity of the Personal Data being processed, the potential risk of harm from unauthorized use or disclosure of the Personal Data, whether we can achieve the purposes of the processing through other means, and on the basis of applicable legal requirements (such as applicable statutes of limitation).
After expiry of the applicable retention periods, your Personal Data will be deleted. If there is any data that we are unable, for technical reasons, to delete entirely from our systems, we will implement appropriate measures to prevent any further use of or access to such data.
For more information on data retention periods, please contact us by using the information in the “Contact us” section, below.
Your Rights Relating to Your Personal Data
Your Rights
You may have certain rights relating to your Personal Data, subject to local data protection laws. Depending on the applicable laws these rights may include the right to:
Access your Personal Data held by us;
Know more about how we process your Personal Data;
Erase or delete your Personal Data, to the extent permitted by applicable data protection laws;
Restrict our processing of your Personal Data, to the extent permitted by law;
Object to our processing of your Personal Data. Where we process your Personal Data for direct marketing purposes or share it with third parties for their own direct marketing purposes, you can exercise your right to object at any time to such processing without having to provide any specific reason for such objection;
Opt-out of certain disclosures of your Personal Data to third parties; and
Not be discriminated against for exercising your rights described above.
Additional Disclosures for California, Colorado or Virginia Residents
We have listed the privacy rights for several U.S. state jurisdictions below, but we understand you may have additional rights in your jurisdiction. You may contact us directly at any time about exercising your data protection rights. We will consider your request in accordance with applicable laws.
Certain state laws require that we detail the categories of Personal Data that we disclose for certain “business purposes,” such as to service providers that assist us with securing our services or marketing our products.
We disclose the following categories of Personal Data for our business purposes:
Identifiers;
Personal information under California Civil Code section 1798.80;
Internet activity information;
Visual information;
Professional or employment-related information;
Education information; and
Inferences drawn from any of the above information categories.
Sensitive Categories of Personal Data:
Account log-in information; and
Geolocation data.
Several jurisdictions grant state residents certain rights, including the right to access specific types of Personal Data, the right to learn how we process Personal Data, the right to know whether and how we disclose or sell Personal Data, the right to opt out of any sale of Personal Data, the right to request deletion of Personal Data in certain circumstances, and the right not to be denied goods or services for exercising these rights.
California law further permits you to request information regarding the disclosure of your personal information to third parties for the third parties’ direct marketing purposes. We do not disclose your personal information to third parties for the third parties’ direct marketing purposes.
In the preceding twelve months we have not sold personal information.
For information on how to exercise your rights, please refer to Section 10.4 below.
If you are an authorized agent wishing to exercise rights on behalf of a state resident, please contact us using the information in the “Contact us” section below and provide us with a copy of the consumer’s written authorization designating you as their agent. We may need to verify your identity and place of residence before completing your rights request.
Additional Disclosures for Data Subjects in the EEA and the U.K.
Residents in the European Economic Area and the United Kingdom (together, for purposes of this section of the Privacy Policy, “EEA”), as well as certain other jurisdictions, are entitled to certain rights and disclosures with respect to their Personal Data.
Our legal bases for collecting and using your Personal Data include:
The performance of your contract or to enter into the contract and to take action on your requests. For example, the processing of your account registration, providing our services, platforms, and products to you, providing customer service to you.
Our legitimate business interests. For example, fraud prevention, maintaining the security of our network and services, and maintaining, analyzing, and improving our products and services.
Compliance with a mandatory legal obligation. For example, maintaining administrative records which are subject to mandatory retention periods. We may also collect your Personal Data to record your requests to exercise your rights and to verify your identity for such requests.
Consent you provide where we do not rely on another legal basis. Consent may be withdrawn at any time.
In some countries, and in particular if you are located in the EEA, you may have the right to:
Access your personal information;
Correct inaccurate personal information;
Request erasure of your personal information without undue delay;
Request the restricted processing of your personal information;
Request portability of the personal information that you have given us; and
To object to the processing of your personal information.
To exercise any of these rights, please contact us as set forth in the “Contact Us” section below and specify which privacy right(s) you wish to exercise. We may need to verify your identity in order to honor your request.
If you have any issues with our compliance, you have the right to lodge a complaint with an EEA supervisory authority. We would, however, appreciate the opportunity to first address your concerns and would welcome you directing an inquiry first to us per the “Contact us” section below.
How to Exercise Your Rights
To exercise your rights, please contact us by using the information in the “Contact us” section below. Your personal data may be processed in responding to these rights. We will respond to all legitimate requests in a timely manner and in accordance with applicable laws, and will contact you if we need additional information from you in order to honor your request or verify your identity.
Your Rights Relating to Customer Data
As described above, we may also process Personal Data submitted by or for a customer to our software products, platforms, and services. To this end, if not stated otherwise in this Privacy Policy or in a separate disclosure, we process such Personal Data as a processor on behalf of our customer (and its affiliates) who is the controller of the Personal Data (see the “Responsible entity” section above). We are not responsible for and have no control over the privacy and data security practices of our customers, which may differ from those explained in this Privacy Policy. If your data has been submitted to us by or on behalf of a Skool customer and you wish to exercise any rights you may have under applicable data protection laws, please inquire with them directly. Because we may only access a customer’s data upon their instructions, if you wish to make your request directly to us, please provide us the name of the Skool customer who submitted your data to us. We will refer your request to that customer, and will support them as needed in responding to your request within a reasonable timeframe.
How We Secure Your Personal Data
We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information. For example, when possible, we use encryption to transfer and store data. We further limit access to this data using access controls and confidentiality commitments.
However, no website, application, or transmission can guarantee security. Thus, while we have established and maintain what we believe to be reasonable procedures to protect the confidentiality, security, and integrity of personal information obtained through the Sites, we cannot ensure or warrant the security of any information you transmit to us.
Changes to This Privacy Policy
We may change our Privacy Policy at any time. If we make material changes to this privacy policy, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to periodically review this Privacy Policy to ensure you are familiar with the most current version.
Contact us
If you wish to contact us or have any questions about or complaints in relation to this Privacy Policy, please contact us at the following contact details: help@skool.com
MISCELLANEOUS
These Terms, together with any policies or legal notices published by us on the Site, constitute the entire agreement. Failure to enforce any provision is not a waiver. If any part of these Terms is held invalid under applicable law, that portion shall be severable and not affect the validity of the remaining provisions. No partnership, joint venture, or agency relationship is created by these Terms.
Copyright © 2025 – Dr. Steve Keen – All Rights Reserved.
CONTACT US
For questions, concerns, or comments regarding:
Rebel Economist Support: help@profstevekeen.me
Agency Email: help@creatorjoy.net
WhatsApp: +1 307 522 1636
Mailing Address:
Creatorjoy Inc.
12703 Canso Place
Calgary, Alberta, Canada, T2W3A8
We aim to respond within 3–10 business days.
By clicking “I agree” or continuing to use the Site, you acknowledge that you have read and accept these Terms of Service and our Privacy Policy.